Financial Aid(CERB) & the COVID-19 Crisis
What is the Canada Emergency Response Benefit (CERB)? This is a federal financial aid option to help business owners, employees, and self-employed get much-needed financial
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We are Licensed Insolvency Trustees and Administers of Proposals that take pride in dealing with our clients as individuals.
What is the Canada Emergency Response Benefit (CERB)? This is a federal financial aid option to help business owners, employees, and self-employed get much-needed financial
The government of Canada is taking action in order to provide assistance and flexibility to Canadians facing hardship due to the Covid-19 virus. Not only
Chances are you have not only been personally affected by the Covid-19 virus but your finances and business finances have also been disrupted. Our government
Old Debts You just got a letter/phone call about an old debt that you owe. The first consideration is to determine if you owe the
Debt, Credit & Financial Consultants If I am in financial trouble, do I have to go see (and pay) a consultant before I speak with
Consumer Proposal: Interest Relief When you file a Consumer Proposal in Ontario, there is a hold on all legal proceedings that your creditors can take
Debt Crisis: Are you Overwhelmed? The average Canadian owes more than $1.60 for every $1.00 of after-tax take home income. No wonder, we are all
Student Loans and Credit Cards You have graduated from University and have been unable to find a good paying job in your area of expertise.
Will I lose my RESP if I file a Consumer Proposal? No, you will not lose an RESP in a Consumer Proposal. In a Consumer
Will I Lose my RESP in Bankruptcy? An RESP is set up usually by a parent or other family member by way of a contract
Consumer Proposal & Administrator’s Report I filed a Consumer Proposal and my trustee tells me that he has to file an Administrator’s Report. What is
The most recent Statistics Canada Report covering the period 1999-2012 inclusive show that family debt increased by 4% but the seniors debt (over 55 years
Bankruptcy and Debt Exclusion What is debt exclusion from bankruptcy? A bankruptcy or proposal will get rid of most of your debts, but not necessary
Why do you need a good credit score? You have decided to buy a house (mortgage), buy a car (car loan) or go into business
God put us on the earth for a limited amount of time. Why then does he make us sleep for about 8 hours each day?
I Missed a Credit Card Payment – What Now? It happens to all of us at one time or another. You were on a vacation,
Gambling and Debt Gambling is gambling. Whether you play bingo, online poker, buy scratch cards or just put in $2 every week to the office pool.
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