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Student Loans and Credit Cards You have graduated from University and have been unable to find a good paying job in your area of expertise.
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We are Licensed Insolvency Trustees and Administers of Proposals that take pride in dealing with our clients as individuals.
Student Loans and Credit Cards You have graduated from University and have been unable to find a good paying job in your area of expertise.
Will I lose my RESP if I file a Consumer Proposal? No, you will not lose an RESP in a Consumer Proposal. In a Consumer
Will I Lose my RESP in Bankruptcy? An RESP is set up usually by a parent or other family member by way of a contract
Consumer Proposal & Administrator’s Report I filed a Consumer Proposal and my trustee tells me that he has to file an Administrator’s Report. What is
The most recent Statistics Canada Report covering the period 1999-2012 inclusive show that family debt increased by 4% but the seniors debt (over 55 years
Bankruptcy and Debt Exclusion What is debt exclusion from bankruptcy? A bankruptcy or proposal will get rid of most of your debts, but not necessary
Why do you need a good credit score? You have decided to buy a house (mortgage), buy a car (car loan) or go into business
God put us on the earth for a limited amount of time. Why then does he make us sleep for about 8 hours each day?
I Missed a Credit Card Payment – What Now? It happens to all of us at one time or another. You were on a vacation,
Gambling and Debt Gambling is gambling. Whether you play bingo, online poker, buy scratch cards or just put in $2 every week to the office pool.
Can I Lower the Interest Rate on My Credit Card? Credit card companies set the interest rate on your credit card based on several factors:
Who Can Garnish My Wages? Anyone you owe money to can garnishee your wages. The real question to be asked is how they are able to
Can I Buy a Car While I am Bankrupt? There is nothing that prevents you from buying a car while you are bankrupt. If you
Consumer Proposal – Administrators Report I filed a Consumer Proposal and my trustee tells me that he has to file an Administrator’s Report. I am frightened
Help for Debt Problems Overdue payments, calls from collection companies, NSF cheques, bank overdraft. The list goes on and on. You feel stressed out just
Navigating the Consequences of Maxing Out Credit Cards Prior to Bankruptcy Declaring bankruptcy post maxing out your credit cards may seem like a tempting route
Older Canadians and Future Housing It is important to think about your future housing needs as you get older. There are several different kinds of
Senior’s Planning For The Future Decreasing independence is not something that anyone likes to think about, but needing help making legal and financial decisions can
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