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Repair Your Credit Score A credit score does not fix itself. Your credit score is the sum total of the history reported to the credit
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We are Licensed Insolvency Trustees and Administers of Proposals that take pride in dealing with our clients as individuals.
Repair Your Credit Score A credit score does not fix itself. Your credit score is the sum total of the history reported to the credit
How does the passage of time affect an unpaid account? If you do not make a payment to your creditor then there will be consequences—and
Bill Collectors You may have missed one or more payments on an account such as a credit card, personal loan, student loan, or a line of
Categories of Debt All debts are either secured or unsecured. In the case of a secured debt, if the debt is not paid, the creditor has
Why not all debt is created equal Not all debt is created equal and we see this when a Canadian contacts a licensed insolvency trustee
What can I do if I cannot make my student loan payments? Thousands of Canadians cannot afford to pay their student loans. The law in
How Can I Stop a Wage Garnishment? It is payday and you look at your paystub. There must be some mistake because your paycheque is significantly
Saturday Night Live Debt Skit Saturday Night Live Debt Skit from ABI Videos on Vimeo. Contact Rumanek & Company Ltd. for more information on
How can I avoid Collection Calls Many Canadians are very uncomfortable receiving a collection call from a bill collector. In some instances it can be
Creditors Must Vote to Accept If you have filed a proposal, you should have been told by your trustee that the creditors must vote to
Shop locally, professionally always a good bet, event proclaims – Rob Beintema/Metroland Mississauga News By Joanne Lovering Before you look east to the Big Smoke to hire
If I Declare Bankruptcy can I be a Director? Under the Ontario Business Corporations Act, you are not allowed to be a director of a corporation
Bankruptcy and Student Loans in Canada. We have written many articles over the years about student loans. We recently found the enclosed article which details
The short answer is yes. There is always a “But.” The review of the trustee in bankruptcy will take into account the following: How long
Bankruptcy Terms & Definitions: Bankruptcy Bankruptcy is a legal process governed by the Bankruptcy and Insolvency Act for a person who can no longer pay
Credit Costs You Money The benefits of having a credit card include being able to make large purchases if you don’t have immediate cash, a
Bankruptcy Trustees Licensed Insolvency Trustees are licensed experts by the Office of the Superintendent of Bankruptcy. They are licensed to know the law, (Bankruptcy and
Advantages of filing for personal bankruptcy: 1. Protects from collection agencies harassment 2. Eliminates personal debt 3. Quick financial fresh start 4. Relatively inexpensive 5.
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