Tag: About Bankruptcy

Debt Free App

Posted on by Jordan Rumanek

bankruptcyDebt Free App

This user friendly App helps you face the reality of your debts and helps you start the process of becoming debt free. Download and start now with this useful, practical App as a debt reduction strategy. This App not only provides money savings tips but also calculates the best steps to take based on financial goals, organizes debts by category and gives quick summaries. The Debt Free App has a simple interface to help organize and help users decrease debt, displays pie charts to show how long it will take to pay off debt until users are completely debt free.

 

Contact Rumanek & Company Ltd. for more information on bankruptcy and debt solutions. Or please fill out the free bankruptcy evaluation form. To learn more please visit our YouTube Channel. Rumanek & Company have been helping individuals and families overcome debt for more than 25 years. 

Start Today! Debt Freedom

Posted on by Jordan Rumanek

Credit CardStart Today! Debt Freedom

You must take Action and get out of Debt! You know you need to get out of debt. You think about it all the time—you feel you can’t stop worrying. Stop worrying and start taking action! These two baby steps can start to relieve your fear and stress instantly.

Step 1: Make a list your debts you need to pay excluding rent or mortgage. List the name of the creditor, amount of maximum allowed debt, amount of actual debt, interest rate and amount of minimum monthly payment.

Step 2: Know yourself. You can decide to either consolidate/combine the debt into one payment OR start to pay off your smallest debt while paying interest on all other debts. If you have the personality where you need to see results in order to stay motivated then choose the second option. However, if you can consolidate your debt into one easy payment and stay focused—you will be pleased with the results.

One of the factors in the calculation of your credit score is the amount of your total available credit which is currently being used. As you pay down your debt, your credit score will be rising at the same time.

Talk to a trustee in bankruptcy regarding these options and let an expert help you decide what is best for you and your financial situation. The moment you become debt free is the moment you can begin to save for your future and have the life that you deserve.

Contact Rumanek & Company Ltd. for more information on bankruptcy and debt solutions. Or please fill out the free bankruptcy evaluation form. To learn more please visit our YouTube Channel. Rumanek & Company have been helping individuals and families overcome debt for more than 25 years. 

Health & Wealth

Posted on by Jordan Rumanek

Credit Card ProblemsHealth & Wealth

Financial difficulties and debt can negatively affect your mental and physical well-being. When people are dealing with significant financial woes, they are more likely to report health problems such as ulcers, digestive tract upset, severe anxiety and sleep problems. Debt problems, calls from creditors and late payments can all start to wear you down mentally.

The effects of stress on the body can have many negative effects such as immune deficiency, the inability to fight off infection and an impact on the nervous system. Thus, financial fear can be linked to physical and mental suffering so we not only need to change how we handle our finances we also need to change how we react to debt.

Start today! Call a trustee in bankruptcy to discuss your best financial options such as debt consolidation, consumer proposals and whether or not filing for bankruptcy is your best option. Take charge of your wealth and your health!

Contact Rumanek & Company Ltd. for more information on bankruptcy and debt solutions. Or please fill out the free bankruptcy evaluation form. To learn more please visit our YouTube Channel. Rumanek & Company have been helping individuals and families overcome debt for more than 25 years. 

Debt: Preventative Approach

Posted on by Jordan Rumanek

DebtDebt: Preventative Approach

How do we react to Debt?

People tend to react after the fact to financial problems and debt rather than take preventative measures. For example, people tend to be in denial or avoid their financial problems until the problems are so bad, it is difficult to help solve the problems.

Asking for help could be the first step to financial freedom and uncovering the root of financial woes. Deciding to become financially responsible is not a taboo subject. It shows you want to be in control of your financial future and many people are in your situation or have been at some point in their life—you may be surprised how many people can relate to your situation.

Seeking professional financial help can make a huge difference when dealing with debt problems and achieving a peaceful state of mind. Do not leave financial uncertainty hanging over your head. Take the preventative approach to your financial future today.

Contact Rumanek & Company Ltd. for more information on bankruptcy and debt solutions. Or please fill out the free bankruptcy evaluation form. To learn more please visit our YouTube Channel. Rumanek & Company have been helping individuals and families overcome debt for more than 25 years. 

Get Started Now

CALL - 416-665-3328

Schedule Your

FREE CONSULTATION

Follow us on social media

Facebook Twitter Instagram Youtube

Contact Us

Featured Services

About Rumanek

Privacy Policy | Terms of Service

© 2023 Rumanek & Company Ltd. All Rights Reserved.

Designed by Amber 90.