FREE Evaluation Form

Credit Counselling

Consumer Proposal Ontario: How It Works

How does a Consumer Proposal in Ontario work? If you have decided that you want to become debt free and build a better future for yourself, you need to start by meeting with a licensed insolvency trustee who will review your personal financial situation. Together we will determine what you can realistically afford to pay […]

Debt & Bankruptcy Ontario

Debt & Bankruptcy Ontario You just got a letter/phone call about an old debt that you owe. The first consideration is to determine if you owe the money. If you do not owe the debt, simply tell the collection company that you do not owe the money. Ask them to send you copies of any […]

Debt, Credit & Financial Consultants

Debt, Credit & Financial Consultants If I am in financial trouble, do I have to go see (and pay) a consultant before I speak with a Licensed Insolvency Trustee? You do not have to use a consultant of any kind before speaking with a trustee and considering filing an Assignment in Bankruptcy or a Consumer […]

Consumer Proposal: Interest Relief

Consumer Proposal: Interest Relief When you file a Consumer Proposal, there is a hold on all legal proceedings that your creditors can take against you. Interest on all debts stop as of the day the court accepts the Consumer Proposal and confirms the appointment of your Licensed Insolvency Trustee who acts as the Administrator of […]