Will I ever get credit again?
Many people swear off credit once they have gone bankrupt. In today’s society, however, it is difficult to get by without credit. Once you feel ready to manage credit, and you are confident that you can manage it responsibly, talk to your trustee about re-establishing your credit. An easy way to start is by making sure your cell phone bills are paid on time. Most carriers report your payment history to the credit bureaus, so it is best to remain up to date.
During the two financial counselling sessions during your proposal or bankruptcy we will advise you on re-establishing your credit. In addition we may refer you to specific lenders that can help if you need to finance a car or refinance your home.
Contact Rumanek & Company Ltd. for more information on bankruptcy and debt solutions. Or please fill out the free bankruptcy evaluation form. To learn more please visit our YouTube Channel. Rumanek & Company have been helping individuals and families overcome debt for more than 25 years.