Responsibilities for spouse’s credit cards?
– Responsibilities for spouse’s credit cards? If the parties have signed for the credit card or loan as co-applicants or joint account holders, each person is responsible for its payment in full (joint and several liabilities). In these cases, the monthly bill will usually be addressed to both responsible parties.
– The principal card holder is fully responsible for charges against a supplementary (e.g. spouse’s) credit card. In these cases, the bill is addressed to the principal card or account holder.
– Sometimes, creditors will pursue the supplementary account holder for the debts of the principal card holder. In these cases, it would be helpful to be able to prove that the charges were not on the supplementary card.
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