Is it possible to include a loan secured against a mortgage in a consumer proposal?

Is it possible to include a loan secured against a mortgage in a consumer proposal?

The first step is to confirm whether the secured creditor did its homework and actually registered their interests against your house or car (usually they have). Verify the registration by asking your lawyer to check the parcel registry on your house, or do a PPSA search in respect of your car or other assets. If the loan is registered properly, it will be included in the Consumer Proposal documents, but will not be among the debts reduced or stayed (put on hold) by the proposal.  If you do have secured loans, talk to your Trustee about your options.

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